What is Internet Banking
Internet Banking or OnlineBanking allows account holders to access their accountsfromanywhereinthisway from a laptop computer instructions can be givento access theaccountand account holders only need their unique customer identification number and password.
Online banking servicesareavailableat:
. Find out account balance
.Totransfermoney from one account to another
.Rules
forwritingchecks.
Paymentorder
.Checkbookrequest
.Accountstatementrequest
.Term deposit
Electronic fundstransfer
Electronic funds transfer is a convenient way towithdraw money using integrated banking tools suchasInternet and mobile banking,rightfromyourownhome.
Electronic gateway transfersarevery convenient.
With the help of online banking, you can call
on:
. Transfer funds from the same bank toyourownaccount
. Transfer funds from the same bank toanotheraccount
.UseNEFTtotransfer funds to accounts in different banks
. Transfer funds to other bank accounts using RTGS
.
Transfer moneytomultiple accounts using IMPS
NEFT
NEFT stands for National Electronic Funds Transfer This money transfer system allows you to electronically transfer funds from your respective bank accounts to any other accountwith the same bank or belonging to anotherbank.Bank NEFT isavailablefor individuals, businesses and corporate organizations to transfer funds between
To transfer funds via NEFT, two things are required:
.TransitBank
.DestinationBank
Before transferringfundsfunds,which can betransferredvia NEFT, you must register the beneficiaries who will receive the funds. To complete this registration, you will need the
below.Recipient name
.
Recipient’s account number
. Beneficiary’sbank name
.Beneficiary’sbank IFSC code
RTGS
RTGS stands for Real Time Gross Settlement It is a real-time funds transfer system thatallows you to transfer money from one bank to another in real time or inaggregate. The transfer amount willbe deducted immediately.Withdrawal from an account in one bank and immediatecredit to an account inanotherbank. The RTGS payment gateway is operated by the Reserve Bank of India. Transactions between banks are done electronically.
RTGS can be used by individuals, businesses and corporations to transfer large sums of money Before youcantransfermoneyvia RTGS, you need to add the beneficiary and their bank details via your online banking account.To complete this registration, you will need the following information.
.Beneficiaryname
.Beneficiary account number
.Beneficiary bank address
.Bank IFSC code
IMPS
IMPS stands for Immediate Payment Service.
It is a real-timeinter-bank electronic funds transfer system thatenablesinstanttransfers within banks across India. IMPS allows users to make instant electronic transfers using mobile phones via Mobile Banking and SMS. It is also available through ATM online banking. IMPS is available 24 hours a day, 7 days a week. The system features secure transfer gates and immediateconfirmationofexecutedorders.
To transfer money viaIMPS you must:
. Register with your bank onIMPS
. Receive a Mobile Money Identifier (MMID) from your bank on
.ReceiveMPIN
from BankOne Once you have thesetwoitems, you can signin or request via SMS to transfer thespecified amount to the beneficiary.
For the beneficiary to receive the transferred money, he must:
.
Linked his mobile number with their respective accountsat
.Receiving the MMID from the bank
To initiate a money transfer via IMPS, you will need to enter the following information
.Beneficiary’s mobile number
• MMID ofthebeneficiary
.Transfer amount
.Onceyour MPIN
has debited your account and depositedit into the beneficiary’s account, aconfirmationSMS will be sent toyou with a transaction reference number for future reference.
Tip
. Never click on alink in anemail to access your online banking website.
. You will never be asked toprovide your credit or debit card details when using online banking.
.
Change your InternetBanking password regularly.
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2. Discuss the steps to create an effective CV
3. Discuss the most common interview questions
4.
Discuss how to answer the most common interview questions
5.Discuss basic tailoring terminology
Interview preparation:how to prepare for yourinterview
Successin getting the job youwant you want depends largely on your understandingofthequalityofa
job interview That’swhyit’s important todoplenty of research and planning before the interviewReviewthe
steps to take to be fully prepared for theinterview. interview
1. Research the organization you are interviewingfor.
.Researching the company beforehand will help you be better prepared foryour interview.
Your knowledge of the
organization will help you answer questions ininterviews and make you lookandfeelmoreconfident.Thiswillcertainlysetyouapart from other knowledgeable candidates
. Findgeneral information aboutTy’s company and get an overview of the company and its profile intheindustry.
.Visitingacompany’swebsitecanbeagreatway to findoutmoreabout a company’sbusiness.Thecompany’s website provides a wealth of important information Read and understand the company’s mission statement. Trackcompany products/services and customer list.
Read all press releases to understand the expected growth and stability ofthebusiness.
.Write down any questions you have after completing your search.
2 Askyourselfif your skills and qualifications aresuitablefor the position.
.
Carefully read and analyze job description
.Note the knowledge, skills and abilities needed to meet the job requirements.
. Take a look at the organizational hierarchy. Find out where inthis
hierarchy the position you are applying for islocated.
3. Review the most common interview questions and prepare your answers.
.Keep in mindthat most interviews willask a mixture of resume-based,behavioral, and case study questions.
.
Think about the type of answers you would bewilling to provide to typical questions asked in these three areas.
. Practice these responses until you can express them withconfidence and clarity.
4 Plan whattowear for the interview.
.
It is always safest to choosesmart business attire unless specificallyinstructed to dress smart casual (in whichcasepleasecall
,in which case you should use your best judgment)
.sure your clothes are clean and wellpressed.Choosea neutral color,not too bright or flashy.
. The shoes you wear must match your clothes and must be clean and suitable for maintenance.
.Remember, your goal is to impress everyone you meet as professional and efficient.
5. Makesure you have everything you mightneed during the interview.
.
BringseveralCVsPrint your CVon good quality paper.
.Takeanotebookandpenwithyou.
. Take withyouallthe information you may need to completetheapplication.
.Bringexamples of your work, if relevant
6. Remember the importance of non-verbal communication.
• Practice projecting your confidence. Remember to smile and make eye contact.
7.Closingtheinterviewwith a list of questions on
. Most interviews end when the interviewerasksyou if you have any questions. This is your chance to show that you’ve done your research and wanttolearn more about the company.
.
If the interviewer did not ask you this question, you can tellthem that you have some issues that you would like to discuss. Atthispoint, you can refer to the notes you took while researching the company.
.Herearesome good questions to ask at this point:
>>What do you thinkare the most important criteria for success in this position?
>>How will my performance be evaluated?
>>What are the promotionopportunities?
>>What are the next steps in the recruitment process?
.Remember never to ask for information readily available on the company website
Tip
. Ask informative and probing questions.
When communicating, use effective forms of body language like smiling, eye contact, activelistening, and nodding. Donotdoze, play with nearby objects, chew gum or insult.
Preparing an effectiveCV
A CV is anofficial document that lists a candidate’s professionalexperience, education and skills. A good CVprovides enough information to potentialemployerstoconvincethemthatacandidatedeservesaninterview.This is why creatinganeffectiveresume is so important Learn the steps to create an effective resume.
Step 1: Write the addresssectionThe
address section takesup the top of your resume.
It contains information suchas your name, address, telephone number and emailaddress. Insert a thick line belowthis section to separate it from the rest of your resume.
Example:
Jasmine Watts
Breach Candy, Mumbai – India
Tel: +91 2223678270
Email: jasmine watts@gmail.com
4Addyourprofile4Step
4Indicate your overall experience, achievements, awards, certifications and strengths You can make your resume as short as 2-3 bullet points or as long as 8-10 bullet points
Example:
Introduction Summary
. Content Writer Graduated from the University of Strathclyde with 6 years experience in website writing.
.
Core expertise is in creating content for e-learning courses, especially for the K-12 section Then add the second highest qualification below the highest qualification, and so on. To clearly and accuratelydescribe your educational background, besureto include position, grade,percentage, or CPI information for each degree or certificate you list.
If you have completedcertification and training, you can add a trainingandcertification section under the Educational Qualifications section
Example:
Educational Qualifications
. Masters in International Management from Columbia University (2007) 8.
8 IPC
. Bachelor of Management Studies,UniversityofBombay (2004) with 87%.
. 10+2 with Math, Stats (2001) from Maharashtra Board with ascoreof 91%
. High School (1999) from Maharashtra Board with ascoreof 93%
Step 4: Indicate your technical skills
inthelistWhenitcomestoyourtechnicalskills, start with the onesyou’re most confident in. Then add the skills you are not good at.
It’s perfectly acceptable to include asingleskill if you thinkacertain skill canaddsignificant value to your resume. If you don’t have any technical skills, you can skip this step
Example:
Technical Skills
. Flash
. Photoshop
Step 5: Insert youracademicprojectexperience
List anysignificant projects you have worked on Include the following information in this section:
Example:
.ProjectName.Organization.
Platform Used
.Contribution .Description
Academic Project
Project Title: Different Communication Skills
Organization: True Blue Solutions
Platform Used: Articulate 4Description4Description4 Content 4Description4Description4Description4Description4Description4CompanyOrientation and training program
Step 6: List yourstrengths
List all of your strengths here. This section should be in the form of a bulleted list.
Example:
Goodluck
. Excellent oral, written and presentation skills
.
Action-oriented and results-oriented
. Excellent time management skills
Step 7: List yourextracurricularactivities
It is important to show that you have different interests and that your life is more important than studies, including your extracurricular activities give you moreapplicantswitha similar academic record and programexperiencemayhaveanadvantageoverothers. This section should be in bulleted form
Example:
Extracurricular Activities
. Debate clubmembers
. Played tennis nationally
.
1stPrize in All India Camel Race 2010
STEP 8: Fillin your personal details
The last section of your CVshould include the following personal details:
. Date of birth
. Gender and marital status
. Nationality
.Language
Example:
Personal data
.
Date of birth 25 May 1981
.Sexand marital status Single women
. Nationality Indian
. Languages ​​known English, Hindi, Tamil, French
Tips
• Keep your CV file names short, simple and informative.
.
Make sure your resume is clean and free oftypos.
. Always create your resume on plain white paper.
Interview FAQs
Checkout some of the most common interview questions, alongwith helpful tips foransweringthem
.